UK cost of living calculators
Build household budgets for rent, food, commuting, childcare, annual bills, moving and emergency savings.
Choose a cost of living calculator
Monthly budget calculator UK
Understand what is left after your everyday spending.
Cost of livingRent budget from take-home pay calculator UK
Find the rent left within your own monthly spending and savings plan.
Cost of livingShared household bills split calculator UK
Split a total household bill equally or by a specified personal share.
Cost of livingMonthly sinking fund for annual bills calculator UK
Turn annual and irregular bills into a monthly amount to set aside.
Cost of livingWeekly grocery budget calculator UK
Convert weekly grocery spending into monthly and annual planning amounts.
Cost of livingCost per meal portion calculator UK
Divide recipe ingredient costs and cooking energy across the portions made.
Cost of livingAnnual subscription spending calculator UK
Add weekly, monthly and annual subscriptions on a consistent yearly basis.
Cost of livingCommuting cost by working pattern calculator UK
Estimate annual commuting cost using the days you travel and your daily fare or fuel cost.
Cost of livingMoving home cash budget calculator UK
Add one-off moving costs and housing overlap without mixing them with a house deposit.
Cost of livingUK relocation arrival budget calculator UK
Calculate cash needed before your first reliable payday when moving to the UK.
Cost of livingNet income after childcare and work costs calculator UK
Compare household money remaining from two working patterns.
Cost of livingRent increase percentage calculator UK
Measure the percentage and annual impact of a proposed monthly rent change.
Cost of livingPay rise versus inflation calculator UK
Compare a nominal salary increase with your chosen inflation rate.
Cost of livingPersonal cost-of-living change calculator UK
Compare your own housing, food, travel and other spending before and after a change.
Cost of livingEmergency savings runway calculator UK
Find how long accessible savings cover an essential monthly shortfall.
Cost of livingSingle-person Council Tax discount calculator UK
Apply the standard 25% single-counted-adult discount to an eligible Council Tax bill.
Cost of livingWhere to start
Begin with take-home income and the monthly budget. Price your actual housing and commute, then separate annual bills and one-off moving costs from ordinary monthly spending.
UK data and coverage
Actual bills and local quotes should replace examples. Council Tax and domestic rates differ; discount tools state their scope and do not determine eligibility. No location lookup is used.
Each calculator explains the formula, includes a worked example and identifies the assumptions that can affect your result. Official rule tables and dated price references are linked on the relevant pages.
Read the data sources and calculation methodology or browse all UK calculators.