Home & property · Your inputs

House deposit calculator UK

Calculate a house deposit from the property price and deposit percentage. See how much more to save and the mortgage amount you would need.

Enter your figures

Your estimate

Your deposit target

£25,000.00

Still to save£15,000.00

Mortgage needed£225,000.00

Already saved£10,000.00

Calculates the deposit and remaining mortgage only. Excludes purchase taxes, legal costs, surveys and lender eligibility.

How the house deposit calculator uk works

Deposit = property price × deposit percentage ÷ 100. Remaining target = max(0, deposit − savings).

Data basis: mathematical formula using your inputs. Example prices and rates are illustrative, not current market quotes.

Read about data coverage and updates

Worked example: house deposit

This illustration uses the calculator’s example inputs. It is not a quote or a recommended financial decision.

Property price (£): 250,000
Deposit (%): 10
Already saved (£): 10,000

Your deposit target: £25,000.00

Deposit = property price × deposit percentage ÷ 100. Remaining target = max(0, deposit − savings).

House deposit: questions answered

Does a house deposit cover all buying costs?

No. The deposit is only part of the purchase budget. Property purchase tax, conveyancing, surveys, moving costs and lender fees can require additional money.

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Using your result

Example inputs are a starting point. Replace them with your figures and select Calculate result. Results are rounded for display; calculations use unrounded values.

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