Family & benefits · 2026/27

Gift Aid calculator UK: charity donation top-up

Calculate the Gift Aid top-up on a qualifying charity donation. See the total received by the charity and the minimum UK tax needed to cover the reclaim.

Enter your figures

Your estimate

Total donation received by charity

£125.00
Your donation£100.00
Charity Gift Aid reclaim£25.00
Minimum tax to cover this reclaim£25.00

Assumes a valid Gift Aid declaration and sufficient UK Income Tax or CGT paid to cover all charity reclaims. Excludes Payroll Giving. Shows charity top-up only; any additional higher-rate personal tax relief is separate.

How the gift aid calculator uk: charity donation top-up works

Charity reclaim = donation × 25%. Total received = donation × 1.25.

UK data and rules

2026/27 data · Checked 16 October 2026. Rules are a dated snapshot, not a live feed.

Read about data coverage and updates

Worked example: gift aid top-up

This illustration uses the calculator’s example inputs. It is not a quote or a recommended financial decision.

Your donation (£)
100

Total donation received by charity: £125.00

Charity reclaim = donation × 25%. Total received = donation × 1.25.

Gift Aid top-up: questions answered

Does Gift Aid apply if I have not paid enough UK tax?

You must have paid enough qualifying UK Income Tax or Capital Gains Tax to cover all charity reclaims for the tax year. If the reclaim exceeds tax paid, you may need to pay the difference.

Plan the next step

Income Tax calculator UK 2026/27: Work out annual Income Tax using the right UK country bands.

Capital Gains Tax calculator UK 2026/27: Estimate CGT using gains, losses and your remaining basic band.

Browse the family & benefits calculators for more tools in this topic.

Using your result

Example inputs are a starting point. Replace them with your figures and select Calculate result. Results are rounded for display; calculations use unrounded values.

Explore all 205 UK calculators