Take-home pay calculator UK 2026/27
Estimate annual and monthly take-home pay after 2026/27 Income Tax and employee National Insurance. Choose England, Scotland, Wales or Northern Ireland.
Enter your figures
Annual take-home pay
Inputs changed. Select Calculate result to update your estimate.
2026/27 annual estimate for a UK resident with only this income, the standard Personal Allowance and no special reliefs. Includes the allowance taper above £100,000. Choose your country for tax purposes. Excludes savings, dividends and pension deductions. Assumes category A National Insurance and steady pay all year, age 16 to State Pension age. No student loans, benefits in kind or tax-code adjustments.
How the take-home pay calculator uk 2026/27 works
Annual net pay = salary − Income Tax − annualised employee National Insurance.
UK data and rules
2026/27 data · Checked 16 October 2026. Rules are a dated snapshot, not a live feed.
- HMRC — Income Tax rates and allowances
- HMRC — Scottish Income Tax
- HMRC — 2026/27 employer rates and thresholds
Read about data coverage and updates
Worked example: take-home salary
This illustration uses the calculator’s example inputs. It is not a quote or a recommended financial decision.
- Annual gross income (£)
- 35,000
- Country for tax purposes
- England
Annual take-home pay: £28,719.60
Annual net pay = salary − Income Tax − annualised employee National Insurance.
Take-home salary: questions answered
Why might my payslip differ from this salary estimate?
This model uses steady annual pay, standard allowances and category A NI. Your tax code, bonuses, pension deductions, student loans, benefits or multiple jobs can change payslip deductions.
Using your result
Example inputs are a starting point. Replace them with your figures and select Calculate result. Results are rounded for display; calculations use unrounded values.
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